Recognizing industry best practices for margin management and its alignment to pricing, hedging, and loan sale strategies.
Refining Margin Management to Improve Loan Profitability and Reduce Risk
30-Yr. Conforming
6.419%
+0.048
+0.048
30-Yr. Jumbo
6.642%
-0.074
-0.074
30-Yr. FHA
6.120%
+0.045
+0.045
30-Yr. VA
5.880%
+0.032
+0.032
30-Yr. USDA
6.122%
+0.058
+0.058
15-Yr. Conforming
5.571%
-0.096
-0.096
30-Yr. Conforming
6.419%
+0.048
+0.048
30-Yr. Jumbo
6.642%
-0.074
-0.074
30-Yr. FHA
6.120%
+0.045
+0.045
30-Yr. VA
5.880%
+0.032
+0.032
30-Yr. USDA
6.122%
+0.058
+0.058
15-Yr. Conforming
5.571%
-0.096
-0.096