Use this article to designate an entity as a small creditor, if your entity qualifies as a small creditor for the purpose of QM.
Designate an Entity as a Small Creditor
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From the website selection screen, click Optimal Lender.
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Click the Admin tab.
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Click Entity Preferences.
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From the Entity drop down menu, select the appropriate Entity to configure. You can apply your changes to all entities, as described later in this procedure.
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Scroll to the bottom of the screen to locate the QM Options section. If applicable, select Yes for the question “Do you qualify as a small creditor for the purpose of QM?”. To apply the change to all entities, check the Apply to all Entities box. Then, click Update Properties.
Qualified Mortgage – Configuration & Secondary Admin User Guide