DAILY MORTGAGE RATES  (September 20, 2023) — Powered by OBMMI™

30-Yr. Conforming

7.222% +0.013

30-Yr. Jumbo

7.442% +0.045

30-Yr. FHA

7.043% +0.034

30-Yr. VA

6.789% -0.002

30-Yr. USDA

6.909% -0.120

15-Yr. Conforming

6.515% -0.244


Optimal Blue is transforming the mortgage industry.

Headquartered in Plano, TX, Optimal Blue employees are centered around a continued commitment to deliver impactful innovations that drive organizational success to an ever-evolving industry.


+250,000 USERS
+3,800 LENDERS


We lock 42% of all mortgages completed nationwide every year.
Yet, the same marketplace platform prices even more.

Optimal Blue is a story of growth, innovation, and evolution.

Optimal Blue Timeline

2002 — 2010

  • Optimal Blue began as an information services business focused on automating the manual processes around paper rate sheets and loan-level adjustments.
  • We developed screen scraping technology to digitize the mortgage pricing process.
  • In 2008, Optimal Blue acquired Secondary Interactive, a company focused on mortgage pipeline hedging, to supplement offerings in the secondary market.

2011 — 2015

  • We acquired Sollen Technologies, founder of the PPE space and the predecessor of Optimal Blue.
  • The company received a growth equity investment from Serent Capital to help fund continued business expansion.
  • In 2013, we acquired Loansifter, the next largest competitor in the PPE space. With the acquisition, the company moved more aggressively into the broker space with a dedicated product.
  • Following the acquisition of Loansifter, Optimal Blue greatly expanded our investor client base, adding significant value to the network.

2016 — Today

  • Optimal Blue was acquired by GTCR in June 2016, bringing with them a new organizational leadership team.
  • We initiated an API-first strategy to increase access to core system data and workflows.
  • The company released several new data and analytics products to the mortgage market.
  • In August of 2017, Optimal Blue acquired Comergence, bringing robust compliance technology to investors on the network.
  • In 2018, we acquired Resitrader, a whole loan trading platform, and LoanDecisions, a competing PPE, solidifying Optimal Blue's position as the leading marketplace.