DAILY MORTGAGE RATES  (February 21, 2020) — Powered by OBMMI™

30-Yr. Conforming

3.627% -0.043

30-Yr. Jumbo

3.712% +0.074

30-Yr. FHA

3.879% +0.002

30-Yr. VA

3.364% -0.073

30-Yr. USDA

3.685% +0.013

15-Yr. Conforming

3.078% -0.043
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PRODUCT & PRICING for Mortgage Lenders

Win more business by providing borrowers the right product at the best price for any mortgage financing scenario.

Our product and pricing solution delivers the most comprehensive functionality, enhances workflow efficiencies, and enables lenders to stay competitive and confidently execute profitable lending strategies.

Product and Pricing Engine Results

QUOTE ACCURATELY

ENHANCE YOUR QUOTING WITH BESTX™ PRICING


Accurately quote the absolute best mortgage pricing each and every time. With Optimal Blue's BESTX™ pricing capabilities, lenders can customize their BESTX™ to their unique business need.

  • Scenario-specific pricing
  • Best pricing alternatives
  • Side-by-side price comparisons
  • Create custom blended pricing

COMPETE MORE EFFECTIVELY

EXPAND YOUR PRODUCT OFFERING


Compete and differentiate your mortgage operation like never before. Leverage Optimal Blue to gain access to hundreds of investors offering thousands of mortgage products. Robust product support for all mortgage types, including:

  • Conforming
  • Non-conforming
  • Government
  • Housing Finance Authority
  • Expanded guidelines
  • Portfolio
Product and Pricing Engine Results
Product and Pricing Engine Results

CREATE EFFICIENCIES

WORK SMARTER WITH LIGHTS-OUT LOCK DESK


Create new efficiencies and save valuable time by automating key workflows within your lock desk. There are several ways to automate, all of which can be tailored to your specific operational processes. Pick and choose where you leverage auto-accepting throughout workflows like:

  • Lock requests
  • Price concessions
  • Lock extensions
  • Profile and product changes
  • Relocks
  • Float downs

EXCEED EXPECTATIONS

UTILIZE BESTX™ FOR MORE THAN JUST RATES


Exceed consumer expectations by providing them the lowest mortgage insurance premiums across all six MI providers. With Optimal Blue's BESTX™ MI service, lenders benefit from:

  • Client and scenario-specific premiums
  • Side-by-side price comparisons
  • Premium type comparisons
  • Best pricing alternatives
BestX MI Results

Turn Secondary marketing
into a profit center

We see Optimal Blue as a profit center, we don't see it as a cost. The way that we are able to strategize our pricing actually turns Optimal Blue from a monthly cost to a net/net gain in that $20,000–$30,000 per month range.

Cheryl Messner

WHAT SHOULD YOU LOOK FOR IN A PPE?


Cheryl MessnerI’m Cheryl Messner, Senior Product Manager of our industry leading Product & Pricing Solution. For close to two decades, Optimal Blue has been leading the industry with product and pricing innovation. We are continually enhancing the functionality of our PPE to deliver what lenders need to better serve borrowers and compete more effectively. We would love to share what we've learned through a personalized, no-cost consultation to provide you with a new and fresh perspective on what to look for in a PPE!

REQUEST CONSULTATION

ENHANCEMENTS

MAXIMIZE THE POWER OF YOUR PPE


  • ENGAGEMENT & eQUOTING

    Generate more leads and enhance the consumer experience with accurate, compliant pricing tools, like:

    • Quick Quote
    • Featured Rates
    • Target Rate Emails
  • ONLINE ADVERTISING

    Generate more borrower leads with turnkey integrations to the leading online advertising and eQuoting solutions:

    • LendingTree®
    • Zillow®
  • ORIGINATOR API LIBRARY

    Develop custom integrations between in-house systems and Optimal Blue’s pricing, hedging, and trading solutions.

    • Scenario Pricing APIs
    • Pipeline & Initial Lock APIs
    • Post-Lock Changes APIs
    • Lock Desk Management APIs

INSIGHTS

8 REASONS TO AUTOMATE SECONDARY MARKETING


Complicated secondary marketing processes are resource intensive, which creates opportunities for lenders to deploy technology to improve operational efficiency, decision making, and growth. This white paper describes why lenders must automate secondary marketing functions to grow in today’s competitive environment.

GET THE FULL STORY

RELATED SOLUTIONS

ACCELERATE YOUR BUSINESS


Leverage Optimal Blue's end-to-end secondary marketing automation and data services to improve accuracy, maximize profitability and workflow efficiencies, and create corporate transparency.

HEDGE
ANALYTICS
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LOAN
TRADING
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COMPETITIVE
ANALYTICS
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