Execute the Most Profitable Lending Strategies With the Industry’s Leading Product and Pricing Engine
Ensure Accuracy From Lock to Close
Centralize compliant pricing from multiple investors to maintain consistency and precision throughout the entire loan process.
Quote With Confidence
Deliver the most competitive pricing for every borrower scenario and enable seamless pipeline management.
Maximize Results With Precision
Leverage self-managed, dynamic, and comprehensive margin adjustments to optimize results across every loan scenario.
Stay Ahead With Transparent Details
Receive the most up-to-date guidelines and real-time pricing from the industry’s largest network of investors.
Automate Lock Policy Management
Streamline initial-lock and post-lock workflows to save time and reduce costs.
Connect With Partners
Integrate seamlessly with top online advertising and eQuoting solutions like LendingTree, Zillow, and more to expand reach and synchronize workflows.
Unlock Pricing Insights
Gain in-depth comparisons of locked scenarios to worst-case and historical pricing with PPE Premium Services.
Configure Your Way
Deliver on consumer needs through the largest selection of customizable secondary market and portfolio solutions.
Customize Your Experience
Develop custom integrations between in-house systems and Optimal Blue.
Modern and Proven Pricing Power
Deliver precision, speed, and scalability with the industry’s most trusted product, pricing, and eligibility engine for mortgage lenders.
99.5% Accuracy
The Optimal Blue PPE delivers near-perfect pricing precision across thousands of products and 150+ investors, ensuring compliant, competitive quotes every time.
Trusted by Originators Nationwide
Optimal Blue empowers lenders with real-time pricing, seamless execution, and scalable automation – proven across thousands of users every day.
ENHANCE YOUR QUOTING WITH BESTX™ PRICING
Accurately quote optimal mortgage pricing with BESTX, tailored to your unique business needs for consistent, competitive execution.
EXPAND YOUR PRODUCT OFFERING
Compete and differentiate your mortgage operation by accessing hundreds of investors offering thousands of products. Support includes conforming, non-conforming, government loans, and more – all in one platform.
WORK SMARTER WITH LIGHTS-OUT LOCK DESK
Create new efficiencies by automating key processes like lock requests, concessions, extensions, profile changes, and relocks – all tailored to your operational needs.
UTILIZE BESTX FOR MORE THAN JUST RATES
Exceed borrower expectations by offering the lowest mortgage insurance premiums across all six MI providers. With BESTX MI, gain scenario-specific quotes, side-by-side comparisons, and the best pricing alternatives tailored to each client.
Latest Innovations
CAPTURE FOR ORIGINATORS
IN THE OPTIMAL BLUE PPE
Retention strategy and refinance analysis for originators
Streamline refinance prospecting with Capture for Originators, offering a dashboard and analysis of closed loans that goes beyond rate alerts saving loan officers time and effort. Send borrower-ready presentations in minutes.
BEST EFFORTS DIRECT LOCK
IN THE OPTIMAL BLUE PPE
Eliminate manual locking steps and accelerate efficiency through automation
Automate direct best-efforts locking with participating investors via API to eliminate manual steps, improve accuracy, and boost efficiency throughout the locking life cycle.
ORIGINATOR ASSISTANT
IN THE OPTIMAL BLUE PPE
AI-powered recommendation engine eliminating bias
Leverage the power of AI to provide loan officers with recommendations and insights, helping them identify alternative loan scenarios and offer more options to borrowers.
Hear what our customers are saying
"We see Optimal Blue as a profit center, we don't see it as a cost. The way that we are able to strategize our pricing actually turns Optimal Blue from a monthly cost to a net/net gain in that $20,000–$30,000 per month range.”
Resources
Mortgage Business Transformation
Alliant Credit Union selected Optimal Blue as a technology partner as part of its comprehensive mortgage transformation initiative.
Maximize Profitability and Boost Efficiency
Discover the six essential components of a PPE.
Unlocking Refi Potential
How Capture for Originators turns past loans into future wins.
