About us

We’re The Engine That Powers Lender Profitability

Optimal Blue is the modern, proven engine behind lender profitability. As the only end-to-end capital markets platform bridging primary and secondary mortgage markets, we help lenders operate efficiently, manage risk, and maximize performance on every loan.

Our cloud-native, API-first platform is powered by automation, generative AI, and real-time data. With over 20 years of experience and leading market share, we deliver measurable ROI through pricing accuracy, margin protection, and seamless connectivity. Trusted by lenders nationwide, Optimal Blue empowers smarter decisions and scalable growth in any market.

Powering Profitability Across an End-to-End Capital Markets Ecosystem

Complete Capital Markets Technology

Eliminate costly errors that come from managing data in multiple systems.

Decades of Proven Expertise

Give lenders an advantage with risk management strategy and forecasting their business.

Unrivaled Pricing Accuracy

Avoid unnecessary costs due to rapid market changes.

API-First Open-Network Connectivity

Increase lender efficiency when working with any partner.

Modern Technology and Infrastructure

Deliver and evolve speed, scalability, and resilience through automation and AI.

Advanced Margin Management

Maximize revenue by proactively protecting margins and maximizing profitability with real-time data, hedging tools, and predictive analytics.

Real-Time Data, Analytics, and Insight

Increase profitability at the loan level through competitive market intelligence.

Modern Technology with Proven Scale and Expertise

Modern

  • Cloud-Native InfrastructureOur API-first platform delivers speed, scale, and resilience through automation and AI.
  • Enhanced Automation & Generative AIWe use AI and workflows to streamline operations and accelerate decisions.
  • End-to-End Capital Markets PlatformFrom origination to post-close, we maximize efficiency and profitability.
  • API-First, Open Network ConnectivityOur open network enables fast, flexible collaboration with 70+ partners.
  • Real-Time IntelligenceProprietary data and analytics deliver actionable insights for smarter, faster decisions.

Proven

  • Unrivaled AccuracyTrusted pricing tools help lenders avoid costly errors and stay ahead of market shifts.
  • Trusted ExpertiseWith 20+ years of experience and leading market share, we deliver unmatched insight and credibility.
  • Reliable PerformancePowering over a third of U.S. mortgage pricing and nearly 40% of secondary market loan sales.
  • Verified ComplianceAutomated oversight tools help lenders manage risk, meet regulations, and protect margins.
  • Value-Driven ROIWe focus on measurable ROI – from pricing precision to margin protection and everything in between.

Our Mission

To help lenders maximize their profitability on every loan transaction so they can continue to help people achieve the dream of homeownership.

Our Values

Take Ownership

We champion a culture of ownership, accountability, and empowerment so that everyone can take action when it is needed, no matter whose responsibility it should be. We are proactive and results-oriented, with an expectation of making and delivering on commitments. We don’t work in silos, point fingers, or wait for others. We just get things done.

Innovate with Purpose

We always move toward our mission, tackling challenges head on, encouraging new ideas, and relentlessly pushing initiatives over the finish line. We innovate to solve specific problems or create specific opportunities for our clients. We lead the industry forward, set the bar, and are the point of reference.

Serve Authentically

We value each individual's unique perspective and believe the best ideas win through listening, learning, and constructive challenge. We communicate openly and honestly, avoid surprises, and consistently support both teammates and clients to ensure mutual success.

Act with Urgency

We make an impact by showing up in every moment, striving to exceed expectations and deliver meaningful experiences and innovation for our clients. We move quickly, take action to deliver value, and work to build trust.