Capital Markets Technology for Credit Unions

Empower your credit union to serve members better and grow strategically

Optimal Blue helps credit unions deliver competitive mortgage pricing, manage risk, and streamline operations through real-time data and automation. Grow your member base and improve profitability with trusted, proven mortgage technology.

Technology That Powers Member-Centric Lending and Strategic Growth

Member-Focused Pricing

Member-Focused Pricing

Deliver personalized, compliant pricing for every member scenario with automated workflows that boost efficiency and trust.

Real-Time Market Access

Real-Time Market Access

Stay competitive with live investor pricing and guidelines that help you respond quickly to market changes.

Margin Management Tools

Margin Management Tools

Control profitability with flexible margin strategies tailored to your credit union’s goals and member needs.

Pipeline Risk Analytics

Pipeline Risk Analytics

Monitor and manage interest rate risk with real-time analytics that support smarter pipeline decisions.

Seamless LOS Integration

Seamless LOS Integration

Connect your LOS to Optimal Blue for streamlined pricing and lock desk operations.

Compliance Confidence

Compliance Confidence

Ensure audit-ready pricing and execution data to support digital mortgage compliance.

Growth through member trust

Deliver accurate, transparent pricing and execution that builds long-term member relationships.

Data-driven lending decisions

Use mortgage data analytics to guide pricing, product selection, and investor strategy.

Built for credit union success

Optimal Blue’s platform is designed to support credit unions with scalable tools that drive efficiency and growth.

EXPAND INVESTOR ACCESS

EXPAND INVESTOR ACCESS


Connect with a broad network of investors to offer more products and serve diverse member needs.

AUTOMATE LOCK DESK WORKFLOWS

AUTOMATE LOCK DESK WORKFLOWS


Reduce manual tasks and improve accuracy with automated pricing and locking tools.

Resources

Maximize Profitability and Boost Efficiency
Maximize Profitability and Boost Efficiency

Discover the six essential components of a PPE.

Optimal Blue Key to Alliant Credit Union’s Mortgage Business Transformation
Optimal Blue Key to Alliant Credit Union’s Mortgage Business Transformation

See how a leading credit union transformed its mortgage business by implementing a modern, integrated technology platform.

Unlocking Refi Potential
Unlocking Refi Potential

Learn how Capture for Originators turns past loans into future wins.

Choosing the Right Tech Partner: Modern Technology. Proven Experience.
Choosing the Right Tech Partner: Modern Technology. Proven Experience.

Explore how Optimal Blue’s AI and automation solutions drive measurable ROI.

Ready to see it in action?

Experience how Optimal Blue empowers credit unions to grow, serve, and succeed.

Explore the Optimal Blue Product Suite


Product & Pricing for Mortgage Lenders
Product & Pricing for Mortgage Lenders

Enterprise PPE for pricing, locking, and margin management

Product & Pricing for Mortgage Brokers
Product & Pricing for Mortgage Brokers

Turnkey PPE for pricing & borrower engagement with Loansifter

Partner Network
Partner Network

Access the largest secondary marketing network, turnkey connections with leading technology vendors

Hedging & Trading
Hedging & Trading

Mitigate pipeline risk and simplify loan sales

Compliance & Counterparty Oversight
Compliance & Counterparty Oversight

Automate oversight in to protect and monitor lenders with Comergence

MSR Valuation
MSR Valuation

Gain visibility into MSR portfolios