Our technology doesn't just change how things are done – it transforms what is possible.
At Optimal Blue, we're not just delivering software. We're providing solutions that empower you to make smarter decisions, operate with more efficiency, and stay ahead of the curve. Whether it's optimizing your loan portfolios, streamlining secondary market activities, or enhancing your compliance workflows, the Optimal Blue team is relentlessly focused on innovation that directly impacts your bottom line. We actively listen to your evolving needs and transform those insights into practical tools that deliver value now and in the future. This makes Optimal Blue the perfect platform for where you are today and where you want to be in the future.
We’re committed to providing additional value at no extra charge. We will continue to make new innovations available to you without incremental fees, supporting your business growth with solutions that enhance profitability and efficiency while maintaining transparency and trust.
No hype, just accuracy you can count on.
Generative AI for Real-World Challenges
We don’t just innovate for the sake of it; we innovate with purpose. Optimal Blue uses generative AI to solve real-world challenges, helping lenders maximize profitability on every loan transaction. Our AI-driven tools provide actionable insights and streamline processes, enabling data-driven decisions that enhance operational efficiencies.
We recently launched our executive AI assistant, Ask Obi. This interactive AI tool creates a centralized hub for executives to gain comprehensive insights across your Optimal Blue data and products. Ask Obi presents results in an easy-to-understand, conversational style with graphical data representations, enhancing your ability to drive return on investment.
Ensuring Accuracy and Enhancing Operations With Originator Assistant
Accuracy is crucial for profitability and efficiency. Your PPE solution must present the best products available for borrowers. The Optimal Blue® PPE offers thousands of leading products with automated, real-time, accurate pricing, ensuring you can confidently identify the best fit using side-by-side comparisons.
To further support your operations, we’ve introduced Originator Assistant, an AI-powered tool within the Optimal Blue PPE that identifies alternate loan scenarios to help originators identify more competitive product options while eliminating human bias. Originator Assistant further amplifies our Scenario Optimizer tool, allowing clients to run pricing scenarios side-by-side. It examines applicable adjustments, margins, and other price components, identifying where small loan setup changes could positively impact pricing. By leveraging generative AI, Originator Assistant removes human bias in the loan structuring process, helping originators identify all options for a borrower and providing ways to help more consumers realize the American dream of homeownership.
Fully embedded within a loan officer’s workflow, Originator Assistant runs behind-the-scenes as part of every scenario search. This AI-powered tool is available to all Optimal Blue PPE clients using the enhanced originator interface.
Streamlining Rule Management With Rules Optimizer
Your tech solution should provide the configurations you need and the ability to automate rules based on client-specific criteria. Rules Optimizer in the Optimal Blue PPE simplifies rule management by allowing lenders to create and apply rules across multiple products and investors, reducing repetitive work. Rules Optimizer also offers change history tracking, so you can easily see updated rules and investors/products at a granular level, as well as the ability to schedule run periods in advance to support specials and limited-time promotions.
Connecting Pricing With the Ratesheet Tool
The Ratesheet Tool in the CompassEdge hedging and loan trading platform connects front-end pricing with back-end pricing to allow lenders to generate ratesheet pricing with a known margin, accurately. By linking to both the Optimal Blue PPE and CompassEdge, the Ratesheet Tool enables secondary users to push back-end pricing to originators to deliver a more accurate execution price. This tool gives lenders a new way to generate ratesheets with their own proprietary pricing, ensuring precision and accuracy from secondary to origination. This solution showcases a distinct benefit lenders can only realize from working with Optimal Blue, given our end-to-end capital markets platform encompassing both product and pricing and hedging and trading.
Dedicated to Helping You Maximize Your Profitability on Every Loan Transaction
With new regulations, market volatility, and the growing demand for data-driven insights, it's more important than ever to have tools that simplify these processes, reduce risk, and enable growth. That's exactly what we're focused on – helping you navigate and thrive in any market.
Learn more about the new Optimal Blue innovations announced at MBA Secondary 2025: