HEDGE ANALYTICS
Manage your true net hedge position, mitigate interest rate risk in your mortgage pipeline, and improve profitability with ease.
Our hedge analytics solution delivers a unique combination of robust hedging functionality, industry best practices, and trading desk services to help you confidently manage your pipeline risk.
REAL-TIME RISK MANAGEMENT
MAINTAIN EFFECTIVE HEDGE POSITION
Leverage our live environment and real-time information to ensure the most effective hedge position through seamless, two-way integrations with:
Our PPE solution
Our loan trading solution
Freddie Mac
Fannie Mae
All market aggregators
TBA securities pricing
Leading loan origination systems
WHAT-IF SCENARIOS
MODEL YOUR RISK POSITION & PRODUCTION
Optimal Blue's live modeling functionality and exclusive Shock Analysis tools enable lenders to easily compare current hedge positions to modeled position and:
Maintain accurate intraday hedge posture
Manage net open position throughout day
Preview results of lifting/adding coverage
Anticipate the impact of loan sales
Visualize effects of new production
KNOW YOUR TRUE BESTX™
MAXIMIZE GAINS ON EVERY SALE
With live bulk bid pricing integrated into the system and compared to all other available executions – including best efforts – you will know the execution that will maximize your gain on sale. Our unique TRUE BESTX™ functionality is a game-changer for lenders.
In a recent study, Optimal Blue discovered that clients managing a $60 million per month origination business can earn an additional $24,000 per month by using our TRUE BESTX™ functionality.
AUTOMATED COMMITTING
REAL-TIME INTEGRATION & DATA SCRUBBING
Our unrivaled data scrubbing provides an early warning of loan-level issues that impact investor eligibility, enabling you to automatically commit only those loans that are eligible for execution.
Exceptions are highlighted as they happen in real time – nothing is more reliable.
VISIBILITY & TRANSPARENCY
ON-DEMAND EXECUTIVE REPORTING
Leadership teams need comprehensive reporting, but in today’s fast-paced mortgage market, they need real-time, granular reporting as well.
Optimal Blue’s live solution puts an exceptional amount of managerial and accounting data at their fingertips, accurate executive summaries of gains and losses, highly detailed net hedge position reports, and more can be created on demand.
Turn Secondary marketing into a profit center
Optimal Blue does the committing and hedging for us, allowing us to leverage their analytical knowledge and expertise while simultaneously eliminating our risk. They do such a fantastic job for us as a company and have enabled us to become more profitable.
SUCCESSFUL TRANSITIONS: BEST EFFORTS TO MANDATORY DELIVERY
I'm James Annibella, an OBSS Manager with Optimal Blue. The opportunity to earn an additional 25 to 40 basis points by switching from best efforts to mandatory delivery is no secret in the mortgage industry. Our team has guided numerous lenders through this transition by leveraging tools like our Best Efforts to Mandatory Transition and Training Guide. Take a look!
ENHANCEMENTS
MAXIMIZE THE POWER OF YOUR HEDGE SOLUTION
Leverage the talent of our team and yours in the way that best suits your company – today and tomorrow.
Full-Service: Outsource your hedge operation to our experts
Hybrid: Combine the expertise of your team and ours
Self-Service: Leverage our leading technology with your team
INSIGHTS
A NEW METRIC FOR HEDGING PIPELINE FALLOUT RISK
In this white paper, we introduce a new metric for hedging mortgage pipeline fallout risk. We benchmark that metric against common practice in the mortgage origination industry and show that by taking into consideration the steady-state nuances of a mortgage pipeline, a mortgage originator can reduce overall exposure to interest rate risk.