THOUGHT LEADERSHIP – Optimal Blue

DAILY MORTGAGE RATES (July 26, 2024) — Powered by OBMMI™

30-Yr. Conforming

6.751% -0.023

30-Yr. Jumbo

7.071% -0.074

30-Yr. FHA

6.567% -0.041

30-Yr. VA

6.236% -0.127

30-Yr. USDA

6.575% +0.035

15-Yr. Conforming

6.292% +0.293

COMPANY

Access our robust library of educational resources to discover how leading companies leverage Optimal Blue to solve industry related challenges.

Whether you are looking to improve operational efficiencies, deploy the latest innovations in technology, or grow your bottom line, Optimal Blue offers a wide range of educational white papers, informative case studies, and webinars to help you achieve organizational goals.

THOUGHT LEADERSHIP

4 Essential Considerations When Choosing a PPE

Choose a PPE with the four essential components needed to boost efficiency and maximize profitability
Pricing and Hedging Non-Agency Loans With Eris SOFR Swap Futures

Using derivatives, such as Eris SOFR Swap Futures, to safeguard your non-agency loans from interest rate volatility
10 Best Practices for Hedging and Trading With Optimal Blue

Review your secondary marketing strategies and behaviors to ensure you are profitable.
Refining Margin Management to Improve Loan Profitability and Reduce Risk

Recognizing industry best practices for margin management and its alignment to pricing, hedging, and loan sale strategies.
A New Metric For Hedging Mortgage Pipeline Fallout Risk

How an Originator Can Reduce Overall Exposure to Interest Rate Risk
Insight Into The Optimal Blue Mortgage Market Indices

Rate Index Research
MSR Broker Integration

Bringing visibility and timeliness to MSR Valuations, front-end pricing and risk management
Reporting & Rectifying Social Media Compliance Violations

How Reporting Provides Insight Into Your Social Media Activities
Selecting The Right Strategy For Your Mortgage Pipeline: TBA MBS Hedging Vs. Note-Rate Hedging

Effectively manage pipeline risk and increase returns with the right hedging option.
Pool Solver

Bringing time and basis points to the secondary market
5 Steps for Improving Secondary Marketing Profitability

Evaluate your strategies and improve top-line revenue
Durations To Successfully Hedging Mortgage Pipelines

Examines the current state of the market, common hedging problems and recommendations for successful hedging in any environment
Using Rate Lock Volume to Predict Mortgage Prepayment Speeds

How pipeline rate lock data can inform prepayment modeling
Developing a Social Media Compliance Policy

Why financial institutions need to have a proactive policy in place
Eight Reasons to Automate Secondary Marketing

Why lenders must automate to grow in today’s competitive environment
Assigning Social Media Management Staff

How to put the right people in place for better compliance management
OBMMI Rate Index Research Paper

Insight into the Optimal Blue Mortgage Market Indices (OBMMI)
How To Select & Manage Third-Party Providers

Why compliance should be at the forefront of marketing relationships
Hedging Mortgage Pipeline Fallout Risk

An innovative new metric to reduce overall exposure to interest rate risk
Training LOs to Follow Social Media Compliance Policies

Implement policies and ensure employees are always compliant
Enterprise Secondary Marketing Solutions

Automating content to commitment and everything in between
Monitoring Employees’ Social Media Activity

Maintain compliance and reputation while promoting use of social media
Connecting the Digital Loan Marketplace

Why successful originators are embracing advanced API technology
Compliance Audits & Reviews of Employee Social Activity

How to minimize risk and compliance violations with social media audits
Annual Renewals: TPO Best Practices & Checklist

How to maximize TPO relationships and minimize oversight risk
Reporting & Rectifying Social Media Violations

How reporting provides insight into corporate social media activities
Royal United Enhances Experience & Increases Profitability

How Royal United improved workflows, financial transparency, and the borrower experience
GTE Positions for Future Growth & Scalability

Transforming processes to create an efficient and accurate experience for the LO and consumer
MortgageRight Improves Reporting & Processes

Harnessing Enterprise Analytics to effectively analyze market position and improve reporting accuracy
Nations Direct Expands TPO Business Channels

How Nations Direct leveraged prospect marketing to expand reach and gain a competitive edge
SEFCU Mortgage Services Drives Growth & Productivity

How SEFCU leveraged real-time integrations to enhance functional depth and workflow automation
TruHome Solutions Transforms Offering

Establishing a scalable platform to support significant growth and gain efficiencies through automation
University FCU Enhances Member Service

Operational enhancements enable UFCU to better serve members and significantly improve margins
Utah Community Boosts Competitive Position

UCCU’s conversion to a centralized hedging model results in 26 bps spread over best efforts delivery
Optimize Your Advantage With Optimal Blue’s Data Solutions

Join us for our new product webinar where we will introduce our newest data solution, Competitive Data License. This product is available to Optimal Blue PPE users and offers access to granular pricing metrics, real-time comparative data, and more.
Hedging 201: The Components of Pipeline Valuation

Learn how Optimal Blue’s proven hedge advisory and analytics, innovative modeling, and customized service levels can support your organization’s future success.
MSR 101: How to Value the MSR Asset

Join industry experts from Optimal Blue to discover the many different assumptions that factor into MSR valuations, as well as to explore different valuation methods that are available in today’s fluid MSR valuation marketplace.
Hedging 101: The Benefits of Mandatory Delivery

Gain a thorough understanding of the theory behind hedging and hedging practices.
Hedging 301: Advanced Topics in Hedging and Trading Technology

Congratulations on passing Hedging 101 and 201. Now it’s time to kick it up another gear! Join us for the next session in our hedging series as we take a deeper dive into more advanced capital market strategies and how they naturally interplay with technological advances.
ACUMA Inside Track webinar – Mortgage Pricing and the Member Journey

Practical lessons for creating a positive experience for your members and your team.
MSR 201: The Impact of Interest Rate Moves on Servicing Valuations

Whether you’re considering retaining servicing, or you already have an existing MSR portfolio, you won’t want to miss this highly informative and timely webinar. Industry experts from Optimal Blue will focus on the impact of interest rates on the valuation of servicing and how to measure the sensitivity of servicing to moves in interest rates.
ACUMA Inside Track webinar – Exploring MSR Valuations

Join industry experts from Optimal Blue to discover the many different assumptions that factor into MSR valuations, as well as to explore different valuation methods that are available in today’s fluid MSR valuation marketplace.