DAILY MORTGAGE RATES December 12, 2024
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MARKET ANALYTICS

Inform profitable decision making using our proprietary market data.

Optimal Blue’s market analytics solution provides the earliest and most comprehensive profile of the primary mortgage market for investment, operations, and marketing professionals.

PRICING INSIGHTS

MODEL WITH THE MOST ACCURATE INDUSTRY RATES


Leverage our highly granular and near real time mortgage rate data to analyze primary mortgage market rate trends that drive the performance of secondary market assets.

Utilize our unique mortgage rate data to build and tune portfolio models including:

  • Prepayment modeling
  • Valuation modeling
  • Risk management modeling
MODEL WITH THE MOST ACCURATE INDUSTRY RATES
MODEL WITH THE MOST ACCURATE INDUSTRY RATES

VOLUME TRENDS

PREDICT TRENDS WITH LEADING MARKET DATA


Gain a market edge by accurately predicting key macroeconomic housing and mortgage metrics in advance of their release, such as:

  • Existing homes sales forecasts
  • Home price trends and indices
  • Industry refinance trends
  • Mortgage rate and volume trends

GRANULAR VISIBILITY

DISCOVER OPPORTUNITIES IN THE DETAIL


Focus your resources by identifying attractive geographies and demographics to offer products, direct marketing, or allocate capital. View our market data by:

  • City, MSA, county, and state
  • Business channel type
  • Institution type
DISCOVER OPPORTUNITIES IN THE DETAIL
UNDERSTAND BORROWER COMPOSITION

LENDING PROFILES

UNDERSTAND BORROWER COMPOSITION


Explore the most common borrower profiles over time to better understand overall mortgage market composition and filter Optimal Blue market analytics data by:

  • Borrower LTV, DTI, and FICO scores
  • Loan amount and loan purpose
  • Property type and loan type

Unique, granular & predictive mortgage industry data

As the technology platform supporting over 35% of all mortgage rate locks in the country, Optimal Blue sits atop a sea of mortgage data that is extremely unique, explicitly granular, and highly predictive with critical industry outcomes such as home prices, rate trends, and volumes.

Brennan O'Connel

WHAT DIFFERENTIATES OUR MARKET DATA?


Brennan O'ConnelI'm Brennan O’Connell, Director of Data Solutions at Optimal Blue! Market Analytics provides a daily, comprehensive array of transaction-specific data points that support several practical use cases, including: Market Research, Custom Benchmarking, Valuation and Performance, and Proprietary Forecasting. We would love to explore your unique business needs and we are confident that our primary mortgage market data can serve as a compelling value-add for your organization as well. Are you ready to get started?

LET'S TALK

MARKET DATA LICENSE

RAW DATA ACCESS & EXPORT OF MARKET DATA


  • "DO-IT-YOURSELF" RAW DATA ACCESS

    Leverage an automated, raw data access solution to connect to your internal data warehouse, support custom analytics, and uniquely integrate with in-house visualization solutions.

  • VALUABLE DATA & ANALYTICS

    Leverage direct access to Optimal Blue’s market data for the analysis of trends, relationships, and statistics of rate lock activity, change requests, margin management, and price concessions across business channels.

  • IMPROVE ORGANIZATIONAL EFFICIENCIES

    Directly query a replicated subset of Optimal Blue's market data to determine where action may be needed to improve efficiencies and maximize profitably.

NON-QM DATA

INCORPORATE NON-QM DATA INTO YOUR PRODUCT AND PRICING STRATEGY


Market Data License now includes fields for non-qualified (non-QM) products, including historical data. As the industry leader in product, pricing, and eligibility technology, Optimal Blue is the only provider capable of supplying this depth of daily, loan-level data.

Start incorporating non-QM data into your strategies today.

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RELATED SOLUTIONS

ENABLE BETTER DECISIONS


Leverage the full suite of Optimal Blue's actionable data and analytics services to visualize and track performance, compare profit margins, and assess the effectiveness of your secondary marketing strategies.

ENTERPRISE
ANALYTICS
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COMPETITIVE
ANALYTICS
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MORTGAGE
MARKET INDICES
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