DAILY MORTGAGE RATES  (March 31, 2020) — Powered by OBMMI™

30-Yr. Conforming

3.500% +0.120

30-Yr. Jumbo

3.723% -0.050

30-Yr. FHA

3.513% +0.048

30-Yr. VA

3.164% +0.078

30-Yr. USDA

3.473% +0.047

15-Yr. Conforming

2.910% +0.117
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MARKET ANALYTICS

Inform profitable decision making using our proprietary market data.

Optimal Blue’s market analytics solution provides the earliest and most comprehensive profile of the primary mortgage market for investment, operations, and marketing professionals.

PRICING INSIGHTS

MODEL WITH THE MOST ACCURATE INDUSTRY RATES


Leverage our highly granular and near real time mortgage rate data to analyze primary mortgage market rate trends that drive the performance of secondary market assets.

Utilize our unique mortgage rate data to build and tune portfolio models including:

  • Prepayment modeling
  • Valuation modeling
  • Risk management modeling
MODEL WITH THE MOST ACCURATE INDUSTRY RATES
MODEL WITH THE MOST ACCURATE INDUSTRY RATES

VOLUME TRENDS

PREDICT TRENDS WITH LEADING MARKET DATA


Gain a market edge by accurately predicting key macroeconomic housing and mortgage metrics in advance of their release, such as:

  • Existing homes sales forecasts
  • Home price trends and indices
  • Industry refinance trends
  • Mortgage rate and volume trends

GRANULAR VISIBILITY

DISCOVER OPPORTUNITIES IN THE DETAIL


Focus your resources by identifying attractive geographies and demographics to offer products, direct marketing, or allocate capital. View our market data by:

  • City, MSA, county, and state
  • Business channel type
  • Institution type
DISCOVER OPPORTUNITIES IN THE DETAIL
UNDERSTAND BORROWER COMPOSITION

LENDING PROFILES

UNDERSTAND BORROWER COMPOSITION


Explore the most common borrower profiles over time to better understand overall mortgage market composition and filter Optimal Blue market analytics data by:

  • Borrower LTV, DTI, and FICO scores
  • Loan amount and loan purpose
  • Property type and loan type

Unique, granular & predictive mortgage industry data

As the technology platform supporting over 34% of all mortgage rate locks in the country, Optimal Blue sits atop a sea of mortgage data that is extremely unique, explicitly granular, and highly predictive with critical industry outcomes such as home prices, rate trends, and volumes.

Brennan O'Connel

WHAT DIFFERENTIATES OUR MARKET DATA?


Brennan O'ConnelI'm Brennan O’Connell, a Data Solutions Manager at Optimal Blue. Did you know that we own the largest rate lock data set in the Unites States, a direct result of us being the leading provider of mortgage pricing solutions. Our market data solutions provide near real-time access to rate locks for over 1/3 of all mortgage closings nationwide. Additionally, our rate lock data is highly granular and predictive, offering our clients extremely unique insights into the overall mortgage market months before alternative data sources.

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USE CASES

HOW CLIENTS USE OUR PRIMARY MORTGAGE MARKET PRICING DATA


  • MARKET RESEARCH

    Unparalleled visibility into volume trends, borrower demographics, and loan pricing across all geographies.

  • CUSTOM BENCHMARKING

    Proprietary data feed allows for custom industry benchmarks tailored to your company’s needs.

  • VALUATION & PERFOMANCE

    Near real-time insight into loan and borrower behavior informs more accurate and timely modeling.

  • PROPRIETARY FORECASTING

    Rate lock information serves as a leading indicator to the housing and mortgage lending markets.

INSIGHTS

PREDICTING ECONOMIC & HOUSING INDICATORS WITH OPTIMAL BLUE DATA


The purpose of this research paper is to highlight how the Optimal Blue Primary Mortgage Market Pricing Data can be used to predict the following housing-related economic indicators, well in advance of their publish date: National Association of Realtors’ Monthly Existing Home Sales, MBA’s Mortgage Application Index, and Federal Housing Finance Agency’s Housing Price Index. While the analyses in this paper are just a subset of the rich value of the Optimal Blue mortgage pricing data set, it is a strong indicator of the power of Optimal Blue’s Primary Mortgage Market Pricing Data to help investors get an edge on the market and provide a unique leg-up on their competitors.

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RELATED SOLUTIONS

ENABLE BETTER DECISIONS


Leverage the full suite of Optimal Blue's actionable data and analytics services to visualize and track performance, compare profit margins, and assess the effectiveness of your secondary marketing strategies.

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