Monitor and address pricing disparities.

  • Check for pricing disparity or exceptions at the time of lock, not after a loan closes.
  • Access exact LLPAs from the day of lock in, or any other changes.
  • Access product disparity details at your fingertips, to aid in redlining or disparate impact detection.
  • Equalize loans using Optimal Advantage’s patent-pending Equivalent Rate, to highlight loans with the highest probability of attracting regulatory scrutiny.
  • Demonstrate a strong compliance management system with automated controls over pricing disparity.
  • Perform comprehensive product evaluations.
  • Memorialize pricing events on a file to prove compliance.