- Check for pricing disparity or exceptions at the time of lock, not after a loan closes.
- Access exact LLPAs from the day of lock in, or any other changes.
- Access product disparity details at your fingertips, to aid in redlining or disparate impact detection.
- Equalize loans using Optimal Advantage’s patent-pending Equivalent Rate, to highlight loans with the highest probability of attracting regulatory scrutiny.
- Demonstrate a strong compliance management system with automated controls over pricing disparity.
- Perform comprehensive product evaluations.
- Memorialize pricing events on a file to prove compliance.
Monitor and address pricing disparities.
