30-Yr. Conforming
6.618%
+0.060
30-Yr. Jumbo
6.883%
+0.054
30-Yr. FHA
6.304%
+0.096
30-Yr. VA
6.089%
-0.001
30-Yr. USDA
6.388%
+0.181
15-Yr. Conforming
5.847%
-0.019
30-Yr. Conforming
6.618%
+0.060
30-Yr. Jumbo
6.883%
+0.054
30-Yr. FHA
6.304%
+0.096
30-Yr. VA
6.089%
-0.001
30-Yr. USDA
6.388%
+0.181
15-Yr. Conforming
5.847%
-0.019
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DAILY MORTGAGE RATES December 10, 2024
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February-07-2019

HOW IS OBMMI DIFFERENT?

The Optimal Blue Mortgage Market Indices™ or OBMMI™ are uniquely positioned to provide unparalleled transparency into mortgage rates by utilizing observed, real-time lock data from approximately 35% of the market. This data is aggregated daily and split in informative and novel ways, covering not only conventional 30- and 15-year fixed rate indices, but also FHA, USDA, VA, and Jumbo, as well as many Detailed Mortgage Indices of the Conventional 30 group based on Loan-to-Value (LTV) and FICO credit score. The OBMMI deliver the most complete, frequent, and informative view of the mortgage rate environment based solely on observed, real-time transactions.