DAILY MORTGAGE RATES  (January 21, 2022) — Powered by OBMMI™

30-Yr. Conforming

3.744% -0.004

30-Yr. Jumbo

3.437% -0.046

30-Yr. FHA

3.840% -0.001

30-Yr. VA

3.534% -0.027

30-Yr. USDA

3.800% +0.056

15-Yr. Conforming

2.919% -0.047
VIEW TRENDS

February-07-2019

HOW IS OBMMI DIFFERENT?

The Optimal Blue Mortgage Market Indices™ or OBMMI™ are uniquely positioned to provide unparalleled transparency into mortgage rates by utilizing observed, real-time lock data from approximately 35% of the market. This data is aggregated daily and split in informative and novel ways, covering not only conventional 30- and 15-year fixed rate indices, but also FHA, USDA, VA, and Jumbo, as well as many Detailed Mortgage Indices of the Conventional 30 group based on Loan-to-Value (LTV) and FICO credit score. The OBMMI deliver the most complete, frequent, and informative view of the mortgage rate environment based solely on observed, real-time transactions.