Second lien (Encompass)

To setup an existing second lien, users must complete several fields for Encompass to send it to Optimal Blue.

  • 2nd lien must be marked as being attached to Subject Property on the VOM & VOL screens.
  • The Resubordinated Indicator box is checked.
  • Proposed Lien Position marked as “2” on the VOL screen.

Doing these things does seem to ensure that field 428 gets populated as well. If the sub-financing is just a new, concurrent 2nd lien you can just enter in the New Closed End Subordinate Mortgage field (4488) and Encompass will add that to field 428 (the field that we actually pull from).