What fields are needed in Encompass to select “VA IRRRL” in Optimal Blue?

To select VA IRRRL in Optimal Blue, the following fields in Encompass should be marked as noted below for a 2020 application:


  1. Purpose of Loan (19) to “No Cash-Out Refi”
  2. Purpose of Refinance (299) to “No Cash-Out Streamlined”
  3. Refinance Type (MORNET.X40) to “Interest Rate Reduction Refinance Loan”
  4. Documentation Type (MORNET.X67) of “Streamline Refinance”
  5. Loan Type (1172) of “VA” checked

Note: It is recommended that the Loan Purpose field in Optimal Blue is read-only/locked down.

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