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Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

I want to...

Recapture Refinance Opportunities

Recapture Refinance Opportunities

Unlock new value from existing borrowers

Analyze Market Trends

Analyze Market Trends

View the most comprehensive and accurate daily rate indices

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

I want to...

Price Loans Accurately

Price Loans Accurately

Deliver competitive pricing with real-time data and modern tech

Power Profitability with Data

Power Profitability with Data

Make data-powered decisions with source-level production and market insights

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index

I want to...

Stay Informed With Weekly Insights

Stay Informed With Weekly Insights

Listen to expert takes on mortgage trends and strategy

Receive Actionable Market Intelligence

Receive Actionable Market Intelligence

Subscribe for complimentary monthly mortgage data and insights

About
Leadership Team
Press Room
Careers

Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index
About
Leadership Team
Press Room
Careers
  • Blog
  • Webinars
  • Research & Reports
  • Optimal Insights
  • Market Advantage
  • 30 yr. Fixed Rate Conforming Index
  • Optimal Blue Summit
  • Industry Events
  • LinkedIn
  • YouTube
  • About
  • Leadership Team
  • Press Room
  • Careers

Products

  • Product & Pricing for Mortgage Lenders
  • Product & Pricing for Mortgage Brokers
  • Hedging & Trading
  • Market Data & Business Intelligence
  • Compliance & Counterparty Oversight
  • MSR Valuation

Platform

  • AI & Automation
  • Partner Network
  • Integrations & APIs
  • Latest Innovations
  • End-to-End Data

Type

  • Bank
  • Credit Union
  • IMB
  • Servicer
  • Originator
  • Executive
  • Investor
  • Partner
  • Capital Markets
  • Broker
  • Operational Admin
  • Developer

I want to...

  • Price Loans Accurately
  • Manage Risk & Margin
  • Analyze Market Trends
  • Trade Loans Efficiently
  • Stay Compliant
  • Leverage AI & Automation
  • Power Profitability With Data
  • Recapture Refinance Opportunities
Brand GuidelinesPrivacy PolicyDo Not Sell or Share My Personal Information
Confidential, Proprietary and/or Trade Secret. TM SM *Trademark(s) of Optimal Blue, LLC, or an affiliate. © 2025 Optimal Blue, LLC. All rights reserved.
Corporate Headquarters
5340 Legacy Drive
Building 2, Suite 250
Plano, TX 75024
2 Wisconsin Circle, Suite 1180
Chevy Chase, MD 20815
600 17th Street, 16th Floor
Denver, CO 80202
12075 N. Corporate Parkway, Suite 130
Mequon, WI 53092
650 California Street, Suite 2025
San Francisco, CA 94108

PARTNER NETWORK

Integrate accurate pricing into your mortgage technology stack and stay on the cutting edge of innovation... it's as easy as 1-2-3.

Optimal Blue has partnered with +70 leading mortgage technology vendors to help our clients easily leverage accurate pricing and robust secondary marketing automation throughout the mortgage loan process.

STEP 1: EXPLORE

DISCOVER OUR PARTNER NETWORK


With more mortgage technology providers offering innovative solutions than any other time in history, today's lenders are advantaged with more choice than ever before! However, knowing which solutions are integrated with your systems has become more and more difficult.

Optimal Blue’s Partner Network takes the guesswork out of vendor integration by offering a robust library of certified integrations with the technology innovators you rely upon today and tomorrow.

DISCOVER OUR PARTNER NETWORK

STEP 2: CONNECT

LEVERAGE OUR TWO-WAY INTEGRATIONS


Optimal Blue has made it easier than ever before to connect your mortgage technology stack, ensuring accurate pricing and the best secondary marketing automation is always available to your users. Through advanced, yet turnkey integrations with +70 mortgage technology vendors, we have embedded the power of Optimal Blue inside of whatever technology experience your users demand.

LEVERAGE OUR TWO-WAY INTEGRATIONS

STEP 3: ENGAGE

DELIVER A SEAMLESS EXPERIENCE


Optimal Blue has developed a comprehensive API library to accomplish a variety of functions from within various technology solutions, creating a seamless user experience. Leverage our advanced APIs to share accurate, best-fit pricing to consumers online, provide your loan officers with the ability to lock rates from the convenience of their mobile phone, integrate change requests automatically with your LOS, and much more.

View our partners

DELIVER A SEAMLESS EXPERIENCE

INNOVATION, INTEGRATION & PARTNERSHIP

Optimal Blue's robust library of secondary marketing APIs brings significant value to technology providers. Connecting our solutions to the largest network of originators, investors, and real-time content has opened many new doors for our business.

Employee highlight

BECOME A CERTIFIED INTEGRATION PARTNER


I'm Chazz Huston, Strategic Alliances Manager at Optimal Blue. Throughout the mortgage loan process, leading technology vendors know that nothing converts borrowers more effectively than accurate pricing. By becoming a certified partner, you can enhance your solutions with the industry's leading pricing and lock functionality, develop modern, two-way interfaces by leveraging our robust API library, and engage with our +2,400 clients.

LIGHTS-OUT INTEGRATION

LEVERAGE HIGH-IMPACT FUNCTIONALITY THROUGHOUT YOUR SOLUTIONS


This API product supports the return of the best execution product and pricing for a given borrower scenario. This is a popular API product for:

  • Online rate quoting

  • CRM & marketing systems

  • Consumer-direct websites

  • Mobile originator solutions

This API product supports the complete search results for a given borrower scenario, including all eligible and ineligible products, pricing, and fees. This is a popular API product for:

  • Originator point-of-sale systems

  • Loan origination systems

  • Workflow management systems

This API product supports a number of key functionalities related to the initial lock of a mortgage loan, such as:

  • The registration of the initial lock submission in Optimal Blue

  • Creation and management of loans in the Optimal Blue pipeline

  • Retrieval and sorting of pipelines in Optimal Blue

This API product supports a number of key functionalities related to post-lock changes of a mortgage loan already registered in Optimal Blue, such as:

  • Ability to submit change requests or post-lock changes

  • Worse case pricing evaluation

  • Ability to invoke historical pricing searches

This API product supports a number of key functionalities related to lock desk management, such as:

  • The acceptance, rejection, or cancellation of lock requests

  • The acceptance, rejection, or cancellation of change requests

  • Lock desk services and base pricing

INSIGHTS

HOW OUR API-FIRST STRATEGY CONNECTS THE INDUSTRY


The API-first strategy of Optimal Blue led to the development of the industry’s first comprehensive RESTful API platform that supports automated product eligibility, pricing, lock desk and pipeline management integrations with the third-party technology providers the industry relies upon. Optimal Blue clients can directly gain access to the company’s API library and develop an integration on their own, or they can choose from a library of turnkey APIs developed in partnership with a wealth of leading providers focused on lead generation, marketing, CRM, consumer-direct, point-of-sale (POS), loan origination (LOS), and more.

OPTIMAL BLUE PARTNER NETWORK


LendingTree
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Widely used

LendingTree's online marketplace connects consumers with multiple lenders, empowering them as they compare and shop across a full suite of loans and credit-based offerings.

Own Up
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Widely used

Own Up injects intelligent technology and human connection into the mortgage process, unlocking critical information that empowers consumers to achieve better financial outcomes.

Trust Engine
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Widely used

Trust Engine helps mortgage lenders refocus a mortgage decision from interest rate and fees, to a comparison of loan options that meet borrower financial goals over time.

BankingBridge
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BankingBridge provides a suite of digital marketing products that all mortgage companies can use to increase website lead conversion, improve ad spend ROI, and close more loans.

Cordless Media
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Cordless Media is a technology and services company dedicated to increasing revenue for site owners while adding value to site visitors by integrating real-time mortgage product and pricing.

Grind Analytics
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Grind Analytics provides action-oriented business intelligence solutions, centralized data warehouse management, and custom software development and consulting services

Magilla
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Magilla is a software as a service (SaaS) that drastically improves a mortgage lender’s existing customer acquisition techniques as well as offering a seamless transition to SEM/SEO.

MRC
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MRC/ICanBuy helps lenders generate revenue by giving borrowers the resources they need to make smart mortgage rate decisions.

RateSpan
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Provide prospective borrowers the ability to retrieve and compare personalized mortgage rates and closing costs instantaneously. Learn their preferences and empower the way your loan officers engage and nurture prospects to generate more applications and help your business thrive.

Uplist
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The Uplist platform provides a suite of features and tools to lenders, which includes patent-pending real-time, accurate payment options to homebuyers and business partners that streamlines the home buying process.

Surefire
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Widely used

Trusted by mortgage professionals ranging in size, Top of Mind's Surefire CRM has been rated the #1 most-used sales and online marketing platform for the mortgage industry.

Total Expert
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Widely used

Total Expert's marketing operating system scales personalized outreach to connect LO s with prospects and customers in order to help them achieve their version of the American Dream.

Accelerize360
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Accelerize360 integrates Salesforce with industry standard Loan Origination Systems such as Encompass to push new applications to processors and fetch updates back to your LOs.

Big Purple Dot
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Big Purple Dot is a mortgage industry leader in collaborative lead management that allows lenders and realtors to work together toward a common goal through automation.

Bntouch
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Mortgage Business Growth Platform: Automate your marketing, convert more leads, stay top of mind with your borrowers and recruit new partners using one simple Mortgage CRM solution.

DirectMailers
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DirectMailers increases sales revenue through the application of proprietary testing and prediction algorithms to maximize direct mail campaign response in the mortgage industry.

Jungo
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Jungo offers pre-built technology and accelerated implementation services for financial service verticals such as the mortgage, real estate, and wealth management industries.

MAXA
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MAXA Designs empowers brands and their sales associates with marketing templates and design platform to host, edit, and publish customizable marketing materials and social media.

MBS Highway
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MBS Highway provides the latest mortgage industry news and analysis, including historical and forecast rates of appreciation, financial calculators, and expert insights.

Momentifi
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Momentifi’s Mortgage CRM and technology platform drives sales through marketing automation, enterprise-level reporting, and personal branding from your loan officers.

Mortgage365
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Mortgage365 is one of the most integrated platforms in the industry, and the only made-for-mortgage CRM and data platform built on the Microsoft technologies many rely upon.

MortgageSAT
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MortgageSAT is a powerful management tool that gives mortgage lenders the control, visibility, and context needed to manage and improve the borrower’s experience.

OSI Express
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OSI Express is a powerful financing calculation tool that greatly helps mortgage loan originators and real estate agents turn new customers into long-term relationships.

RatePlug
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RatePlug is a leading mortgage marketing platform that includes an interactive loan calculator deeply integrated with +70 MLS networks, a flyer system, and much more.

Relcu
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Relcu is a unified, lead-to-funding lead management and customer relationship management platform that empowers your mortgage lending organization to build greater transparency, borrower satisfaction and consistent engagement experience throughout the customer journey

Shape Software
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Shape Software is an all-in-one CRM, marketing, and sales automation platform built specifically for mortgage professionals. Designed to streamline your workflow from lead to close, Shape centralizes your pipeline, automates follow-ups, enhances team collaboration, and accelerates conversion rates. With built-in tools for lead management, digital applications, marketing automation, and partner tracking, Shape empowers loan officers and mortgage companies to close more deals with less hassle—all from one easy-to-use system.

Tabrasa
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Tabrasa, LLC provides sales and marketing automation, including content and services that support the marketing and sales of mortgages and the professional development of personnel.

USHERPA
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USHERPA is an intuitive relationship engagement platform that combines automated marketing, engagement tools, and CRM software – resulting in increased repeat and referral business.

Velma
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Velma is a trusted mortgage service that leverages multi-channel communication with pre-built engagement strategies to get more referrals, applications, and closed transactions.

Volly
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Volly provides an innovative component-based platform that seamlessly integrates marketing and customer engagement strategies with robust lending technologies.

Blend
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Widely used

Blend's digital mortgage suite offers lenders a branded online experience, deployable in a relatively short time and integrated into the lender's existing technology stack.

Finastra
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Widely used

Fusion MortgagebotPOS and Fusion MortgagebotMobile allow users to explore rates and products, complete applications, get instant approvals, and receive immediate online disclosures.

nCino
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Widely used

nCino’s US Mortgage offering is a digital mortgage solution connecting stakeholders, uniting tech stack integrations, and delivering a full-featured mobile origination tool set to drive LO productivity and a robust eClosing offering inclusive of eVault.

BeSmartee
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BeSmartee can take borrowers and originators from application to appraisal in minutes by using big data, process automation, and a complete MLO portal to manage it all.

Cloudvirga
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Cloudvirga automates tasks traditionally performed by operations to cut costs, improve the customer and loan officer experience, and deliver insights across the origination process.

Core Logic
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Core Logic is transforming the industry with an innovative and integrated platform that streamlines the entire digital lending experience, decreases closing times, and increases margins.

Floify
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Floify is a digital mortgage POS that streamlines processes by providing a secure application, communication, and document portal between originators, borrowers, and referral partners.

Lodasoft
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Lodasoft is mortgage task automation software designed by mortgage veterans to enhance productivity and quality while providing structure and guidance for all members of the process.

Maxwell
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Maxwell is a digital mortgage platform specifically designed to enhance the human relationship between loan officers, their borrowers, and their referral partners.

PreApp 1003
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PreApp 1003 helps from the point of referral, to obtaining credit, calculating ratios and funds to close, to issuing closing cost worksheets and conditional pre-qualification letters.

Tidalwave
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Streamlining the loan application process Tidalwave's POS+ is your personal AI Assistant who will assist with the loan application, process documents, alert missing or incorrect documents, analyze assets, and prepare the loan for underwriting.

Visionet Systems, Inc
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Visionet Systems, Inc. provides digitally powered services that helps mortgage professionals transform their operational processes and scale their mortgage businesses effectively.

Volly
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Volly provides an innovative component-based platform that seamlessly integrates marketing and customer engagement strategies with robust lending technologies.

WebMax
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Through both enterprise website solutions and a digital point-of-sale application, WebMax provides digital mortgage solutions that significantly impact a lender’s greatest needs.

BlueSage Solutions
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BlueSage Solutions is cloud-based digital lending platform that delivers end-to-end performance for the entire lending and fulfillment process – anywhere, anytime, mobile and desktop.

Byte
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Since 1985, Byte has provided innovative mortgage workflow solutions that are delightfully simple to implement, use and administrate. Hosted and on-premises options available.

Calyx Software
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Calyx Software's PATH platform is an intuitive, cloud-based LOS, designed to simplify the loan process while providing the control and flexibility needed to run your business your way.

Calyx Software
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Calyx Software's POINT platform is an industry-leading LOS for mortgage originators, streamlining all phases of the mortgage loan process from pre-qualification to loan closing.

Dark Matter Technology
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Dark Matter Technology’s Empower® LOS delivers integrated technology, data, and analytics to help lenders originate new loans, decrease turn times, support compliance and investor requirements, and more.

Finastra
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Fusion MortgagebotLOS provides a user-friendly, web-based solution that streamlines origination processes, provides data access anytime, increases loan production, and reduces costs.

Fiserv
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Mortgage Director, now part of Fiserv, is an end-to-end, web-based solution that delivers the ability to apply online, originate, process, approve, close, and deliver mortgage loans to investors.

ICE Mortgage Technology
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Encompass by ICE Mortgage Technology™ empowers lenders and investors to engage home-buyers and efficiently originate, close, sell, and purchase loans from a single system of record.

Ignite
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Ignite’s team provides the rare combination of secondary expertise with custom development options to drive efficiencies and improved client experiences via Optimal Blue APIs.

LauraMac
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LauraMac Mortgage Technology Solutions

Lender Optimus
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Lender Optimus is an AI-powered, cloud-based mortgage platform that unifies Loan Origination, Point of Sale, and CRM systems. It streamlines processes, enhances efficiency, and provides a seamless digital mortgage experience to borrowers, boosting lender productivity.

Lender Toolkit
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The Lender Toolkit team uses their deep industry experience to help customers gain efficiencies, improve processes and stay compliant by effectively configuring and customizing the Encompass Digital Mortgage Platform.

LendingPad
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LendingPad is an innovative, award-winning LOS platform in the cloud that streamlines complex and segmented origination processes for brokers, lenders, and depository institutions.

Loan Originator Networks, LLC
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Loan Originator Networks, LLC. provides extensible websites for mortgage companies, LOs, and brokers that automate the loan application process to save time and increase profitability.

LoanLogics
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LoanLogics' regtech software validates compliance, improves loan quality and manages risk during the manufacture and acquisition of loan assets.

Mace
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With "digital mortgage" and "eClosing" being the current buzz, Mace is partnering with industry leaders to make a true digital mortgage accessible to nearly any mortgage company.

Mortgage Builder
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Mortgage Builder manages every stage of loan processing and because there is only one system of record, it supports unified workflows, time-saving automation, and built-in auditing to maximize productivity.

Mortgage Cadence
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Mortgage Cadence's end-to-end LOS provides everything a lender needs, from a modern borrower portal to post-closing and delivery, docs, services and imaging – it all exists natively in the platform.

MortgageCTO
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MortgageCTO offers a comprehensive solution that is configured by operations and powered by originators within the POS. The solution is integrated, accurate, and supports all channels.

MortgageFlex
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MortgageFlex provides innovative solutions to the lending industry, with an LOS that supports retail, wholesale, and TPO channels, as well as consumer lending and manufactured housing.

OpenClose
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OpenClose's LenderAssist is a completely web-based mortgage loan origination software solution that can automate all business channels and workflows from a centralized platform.

Take3Tech
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Take3Tech & LoanMaps is one cohesive platform that streamlines every aspect of the mortgage lending process, from prospecting to initial application to closing to delivery to investor.

TAVANT
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TAVANT VΞLOX is the mortgage industry’s leading AI-powered digital suite of products that solves some of the most complex lender and borrower challenges.

Vesta
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Vesta is the next-generation mortgage LOS. The platform provides lenders with customizable, automated workflows and open APIs, enabling a more efficient, easy-to-use, and expedient lending process.

Wilqo
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Wilqo is Production Optimization Platform (POP) designed to streamline the mortgage lending process by automating tasks, enabling parallel workflows, and providing actionable analytics.

Wipro
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Wipro Gallagher Solutions’ NetOxygen LOS is an award-winning digital mortgage solution that provides automation, smart configuration, and seamless access to emerging digital tools.

Arch MI
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Widely used

Arch MI RateStar is an advanced, revolutionary program that prices loans more precisely, providing the flexibility to attract more borrowers, close more loans, and compete more effectively.

Enact
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Widely used

Enact offers tailored mortgage insurance rates that are based on borrowers' individual loan characteristics and unique scenarios.

Essent
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Widely used

EssentEDGE is a powerful risk-based pricing engine that provides the capability to incorporate more loan level attributes in order to deliver the most competitive rates on every loan.

MGIC
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Widely used

MGIC offers access to quick and competitive MiQ rates, the ability to compare multiple premium plans, MI rate quotes that are honored for 90 days, and best-in-class customer service.

National MI
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Widely used

National MI’s risk-based pricing technology offers an innovative way to attain every competitive mortgage insurance rate for a borrower's unique financing scenario with Rate GPS.

Radian
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Widely used

MI Online is Radian’s web-based platform, which offers a secure environment 24/7 to quickly and easily access or modify commitment information, receive a rate quote, and much more.

Andrew Davidson & Co., Inc.
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Andrew Davidson & Co., Inc. (AD&Co) is a leading provider of analytical intelligence solutions for residential loans and mortgage-backed securities.

Integration: Prepay & Credit modeling for MSR & Whole Loan Valuations in CompassEdge & MSR Pro

Dark Matter Technology
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Dark Matter Technology’s Empower® LOS delivers integrated technology, data, and analytics to help lenders originate new loans, decrease turn times, support compliance and investor requirements, and more.

Integration: Bidirectional integration between LOS & CompassEdge

ICE Mortgage Technology
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ICE’s Encompass LOS delivers integrated technology, data, and analytics to help lenders originate new loans, decrease turn times, support compliance and investor requirements, and more. Integration: Bidirectional integration between LOS & CompassEdge, Prepay & Credit modeling for MSR & Whole Loan Valuations in CompassEdge & MSR Pro, Servicing Data for MSR Valuation

Mortgage Director
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Mortgage Director, now part of Fiserv, is an end-to-end, web-based solution that delivers the ability to apply online, originate, process, approve, close, and deliver mortgage loans to investors.

Integration: Bidirectional integration between LOS & CompassEdge

MorVest Capital
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MorVest Capital is a financial services advisory firm specializing in liquidity and capital solutions for mortgage bankers, including MSR asset management, valuation, finance and brokerage.

Integration: MSR Broker Integration MSR Valuation & Analytics for CompassEdge & MSR Pro

PHOENIX
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PHOENIX is a premier advisory firm for the mortgage banking industry.

Integration: MSR Broker Integration MSR Valuation & Analytics for CompassEdge & MSR Pro

SitusAMC
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SitusAMC is a leader in the valuation, analytics and hedging of MSR, whole loans, and other hard-to-value assets.

Integration: MSR Broker Integration MSR Valuation & Analytics for CompassEdge & MSR Pro