DAILY MORTGAGE RATES December 12, 2024
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HEDGE ANALYTICS

Manage your true net hedge position, mitigate interest rate risk in your mortgage pipeline, and improve profitability with ease.

Our hedge analytics solution delivers a unique combination of robust hedging functionality, industry best practices, and trading desk services to help you confidently manage your pipeline risk.

REAL-TIME RISK MANAGEMENT

MAINTAIN EFFECTIVE HEDGE POSITION


Leverage our live environment and real-time information to ensure the most effective hedge position through seamless, two-way integrations with:

  • Our PPE solution
  • Our loan trading solution
  • Freddie Mac
  • Fannie Mae
  • All market aggregators
  • TBA securities pricing
  • Leading loan origination systems
REAL-TIME RISK MANAGEMENT
MODEL YOUR RISK POSITION & PRODUCTION

WHAT-IF SCENARIOS

MODEL YOUR RISK POSITION & PRODUCTION


Optimal Blue's live modeling functionality and exclusive Shock Analysis tools enable lenders to easily compare current hedge positions to modeled position and:

  • Maintain accurate intraday hedge posture
  • Manage net open position throughout day
  • Preview results of lifting/adding coverage
  • Anticipate the impact of loan sales
  • Visualize effects of new production

KNOW YOUR TRUE BESTX™

MAXIMIZE GAINS ON EVERY SALE


With live bulk bid pricing integrated into the system and compared to all other available executions – including best efforts – you will know the execution that will maximize your gain on sale. Our unique TRUE BESTX™ functionality is a game-changer for lenders.

In a recent study, Optimal Blue discovered that clients managing a $60 million per month origination business can earn an additional $24,000 per month by using our TRUE BESTX™ functionality.

TRUE BEST EXECUTION
REAL-TIME INTEGRATION & DATA SCRUBBING

AUTOMATED COMMITTING

REAL-TIME INTEGRATION & DATA SCRUBBING


Our unrivaled data scrubbing provides an early warning of loan-level issues that impact investor eligibility, enabling you to automatically commit only those loans that are eligible for execution.

Exceptions are highlighted as they happen in real time – nothing is more reliable.

VISIBILITY & TRANSPARENCY

ON-DEMAND EXECUTIVE REPORTING


Leadership teams need comprehensive reporting, but in today’s fast-paced mortgage market, they need real-time, granular reporting as well.

Optimal Blue’s live solution puts an exceptional amount of managerial and accounting data at their fingertips, accurate executive summaries of gains and losses, highly detailed net hedge position reports, and more can be created on demand.

ON-DEMAND EXECUTIVE REPORTING

Turn Secondary marketing
into a profit center

Optimal Blue does the committing and hedging for us, allowing us to leverage their analytical knowledge and expertise while simultaneously eliminating our risk. They do such a fantastic job for us as a company and have enabled us to become more profitable.

James Annibella

SUCCESSFUL TRANSITIONS: BEST EFFORTS TO MANDATORY DELIVERY


James AnnibellaI'm James Annibella, an OBSS Manager with Optimal Blue. The opportunity to earn an additional 25 to 40 basis points by switching from best efforts to mandatory delivery is no secret in the mortgage industry. Our team has guided numerous lenders through this transition by leveraging tools like our Best Efforts to Mandatory Transition and Training Guide. Take a look!

DOWNLOAD GUIDE

ENHANCEMENTS

MAXIMIZE THE POWER OF YOUR HEDGE SOLUTION


  • PERSONALIZED SERVICE OPTIONS

    Leverage the talent of our team and yours in the way that best suits your company – today and tomorrow.

    • Full-Service: Outsource your hedge operation to our experts
    • Hybrid: Combine the expertise of your team and ours
    • Self-Service: Leverage our leading technology with your team
  • VALUATION OF MORTGAGE SERVICING RIGHTS

    Quickly calculate and understand the accurate valuations based on current market conditions.

    • Accurately and easily value your servicing book
    • Leverage MSR valuations for quarterly call reports
    • Create audit-proof financial insights quickly
    • Improve financial forecasting and decision-making
  • BEST EFFORTS MARK-TO-MARKET

    Leverage the industry’s leading PPE to create accurate marks for internal compliance and regulators alike.

    • Accurately mark best efforts locks to current market
    • Receive your marks on an interim and month-end basis
    • Configure marks to current market or locked investor
    • Generate summary and loan-level reporting
    • Replace hours of manual work with minutes of automation

INSIGHTS

A NEW METRIC FOR HEDGING PIPELINE FALLOUT RISK


In this white paper, we introduce a new metric for hedging mortgage pipeline fallout risk. We benchmark that metric against common practice in the mortgage origination industry and show that by taking into consideration the steady-state nuances of a mortgage pipeline, a mortgage originator can reduce overall exposure to interest rate risk.

DOWNLOAD WHITE PAPER

RELATED SOLUTIONS

AUTOMATE YOUR SECONDARY MARKETING


Leverage Optimal Blue's end-to-end secondary marketing automation and data services to improve accuracy, maximize profitability and workflow efficiencies, and create corporate transparency.

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COMPASSEDGE
 
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