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Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

I want to...

Recapture Refinance Opportunities

Recapture Refinance Opportunities

Unlock new value from existing borrowers

Analyze Market Trends

Analyze Market Trends

View the most comprehensive and accurate daily rate indices

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

I want to...

Price Loans Accurately

Price Loans Accurately

Deliver competitive pricing with real-time data and modern tech

Power Profitability with Data

Power Profitability with Data

Make data-powered decisions with source-level production and market insights

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index

I want to...

Stay Informed With Weekly Insights

Stay Informed With Weekly Insights

Listen to expert takes on mortgage trends and strategy

Receive Actionable Market Intelligence

Receive Actionable Market Intelligence

Subscribe for complimentary monthly mortgage data and insights

About
Leadership Team
Press Room
Careers

Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index
About
Leadership Team
Press Room
Careers
  • Blog
  • Webinars
  • Research & Reports
  • Optimal Insights
  • Market Advantage
  • 30 yr. Fixed Rate Conforming Index
  • Optimal Blue Summit
  • Industry Events
  • LinkedIn
  • YouTube
  • About
  • Leadership Team
  • Press Room
  • Careers

Products

  • Product & Pricing for Mortgage Lenders
  • Product & Pricing for Mortgage Brokers
  • Hedging & Trading
  • Market Data & Business Intelligence
  • Compliance & Counterparty Oversight
  • MSR Valuation

Platform

  • AI & Automation
  • Partner Network
  • Integrations & APIs
  • Latest Innovations
  • End-to-End Data

Type

  • Bank
  • Credit Union
  • IMB
  • Servicer
  • Originator
  • Executive
  • Investor
  • Partner
  • Capital Markets
  • Broker
  • Operational Admin
  • Developer

I want to...

  • Price Loans Accurately
  • Manage Risk & Margin
  • Analyze Market Trends
  • Trade Loans Efficiently
  • Stay Compliant
  • Leverage AI & Automation
  • Power Profitability With Data
  • Recapture Refinance Opportunities
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Optimal Blue Data and Use Agreement

SERVICES.

Through the OBMMI™ (“Optimal Blue Mortgage Market Indices”) services, Optimal Blue provides the industry with visibility into mortgage pricing.  OBMMI is based on actual locked rates with consumers across nationwide mortgage transactions processed on the Optimal Blue pricing engine. Each of the mortgage indices are represented with the national average of mortgage rates locked by consumers each day and include the change from the previous day. Indices can be compared through compelling interactive and configurable visualizations.

DISCLAIMER.

The content contained on the OBMMI™ (“Optimal Blue Mortgage Market Indices”) webpages are those of Optimal Blue, LLC (or “Optimal Blue”) and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information; however, it does not guarantee that the information is accurate, current or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special or consequential, howsoever caused, arising out of use of the OBMMI web site, or reliance on the information it contains.

CONTENT USE PERMISSION.

Optimal Blue’s OBMMI data may be linked to, utilized, posted on social media or data may be exported per the links on our OBMMI webpage without Optimal Blue’s prior written consent but subject to the provisions below. By linking to, posting or otherwise using any OBMMI content, Optimal Blue grants to Provider a non-exclusive, limited, revocable, non-transferable, non-assignable right to access, use and link to Optimal Blue’s OBMMI webpage(s) and, to use Optimal Blue’s name and/or logo solely for the purpose of properly identifying Optimal Blue’s content or the link from Provider’s website to the Optimal Blue website. In addition, Provider agrees as follows: 1) That the Parties are independent contractors and neither Party is an employee, agent, servant, representative, partner, joint venture, nor endorses the services or products of the other; 2) To clearly attribute the link or any OBMMI content directly to Optimal Blue, LLC.; 3) To not place information on Provider’s website that may objectionable, inappropriate or harmful; 4) With immediate effect, Optimal Blue may revoke Provider’s linkage or usage of OBMMI content at any time upon notice from Optimal Blue and may request Provider cease use of Optimal Blue’s name and/or logo upon notice from Optimal Blue; 5) The OBMMI data shall not be resold, relicensed or redistributed by Customer in whole or in part nor may the Customer use the OBMMI data alone or commingled with other data for any commercial purposes and 6) To comply with all applicable laws, rules and regulations related to Provider’s obligations and performance per these terms.

UTILIZING OUR CONTENT.  

Optimal Blue is and shall remain the exclusive owner of Optimal Blue’s website, content, products, software, hardware and all patent, copyright, trade secret, trademark and other intellectual property rights therein and our name, (including, but not limited to Optimal Blue, LLC, OBMMI, Optimal Blue Mortgage Market Indices, www2.optimalblue.com/OBMMI and optimalblue) logo, etc., may not be used in any advertising, publicity, promotion, or other commercial manner without our prior written consent, unless otherwise noted herein. By Optimal Blue posting this content, it does not diminish or waive any of Optimal Blue’s rights (including, but not limited to, patents, copyrights and trademarks) nor does it transfer any such rights to Provider or a third party. Provider agrees not to delete any copyright or similar notice from any content.

TRADEMARKS.

All services names, product names, company names, and logos used on the OBMMI web site are trademarks or registered trademarks of their respective owners.

COPYRIGHT.

Optimal Blue, LLC retains all rights to the information displayed on the OBMMI web site.

REVISIONS.

Optimal Blue, LLC may amend or revise these terms at any time without notice.